 |
Privacy policy of the U.S. affiliates of ABN AMRO
Bank, N.V.
| A message to our customers:
At ABN AMRO, we have a long tradition of integrity
and service. These are a part of our Company's core values,
and are reflected in the way we serve our customers each
day.
This consumer privacy statement reflects the policy of
all of the entities that make up the ABN AMRO family
of companies in the United States, as listed on the pages
that follow. It describes how "nonpublic personal information,"
which includes customer and financial information, may be
collected and shared, as well as the steps we take to protect
this information from unauthorized access.
This policy applies both to current and former customers,
and is designed to comply with the privacy provisions in
Title V of the Gramm-Leach-Bliley Act, as well as applicable
federal privacy regulations. |
We take great care to safeguard your customer information
and to ensure its accuracy.
- We limit employee access to nonpublic personal information to
those who need to know this information in order to serve customer
relationships. Employees are educated about the importance of
privacy in accordance with our Standards of Conduct Policy.
- We maintain physical, electronic and procedural safeguards that
comply with all applicable regulatory standards to guard your
nonpublic personal information.
- We strive to maintain complete, current and accurate information
about you and your accounts. If you request a correction to our
records, we will respond in a timely manner.
We collect customer information so we are able to offer you
products and enhance the service we provide to you.
We collect and maintain nonpublic personal information in order
to:
- Service your accounts and process your requests efficiently
and accurately.
- Identify you and protect your accounts from unauthorized access
or identity theft.
- Inform you of financial services and choices that can meet your
needs now and in the future.
This information may be collected from a variety of sources, including:
- Information we receive from you on applications or other loan
or account forms, such as your name, address, and financial information.
- Information we receive through your transactions or experiences
with affiliates within the ABN AMRO family of companies,
such as your account balance and securities holdings.
- Information we receive from outside companies, such as a credit
reporting agency or real estate appraiser.
We may share information with nonaffiliated third parties who
are acting on our behalf.
We may disclose all the information we collect, as described above.
Information is shared with nonaffiliated third parties only when
those parties are acting on our behalf, or as required or permitted
by law. These third parties may include:
- Service providers who provide support services to help us administer
your financial relationship. They may include check printers,
data processing companies, companies that prepare account statements,
or companies that help us market our products to you. These
companies are legally obligated to maintain the confidentiality
of the information we provide to them, and are restricted
from using this information for any reason beyond the performance
of specified services on our behalf.
- Companies who work with us under joint marketing agreements
to provide you with financial services that we do not offer ourselves
but we believe may be of interest to you. In such cases, we may
share information we collect, as described above, but only as
necessary to offer these services to you. These companies are
legally obligated to maintain the confidentiality of the information
we provide to them, and are restricted from using this
information for any reason other than what is specified in the
agreement.
- Other parties as permitted or required by applicable law. These
may include, for example, government agencies in response to subpoenas
and other legal processes, consumer reporting agencies, or those
with whom you have authorized us to share information.
Within the ABN AMRO family of companies, information may
be shared in order to service your relationship and meet your financial
needs.
The ABN AMRO family of companies works together to help you
achieve your financial goals. We may share information among our
affiliated companies to process your transactions, such as ATM withdrawals
or credit approvals, as well as to offer you additional financial
services that may be of interest or value to you.
As listed in this statement, the ABN AMRO family of companies
encompasses a number of different banks and companies that provide
a wide range of quality financial services, including mortgages,
investments, and insurance. In order to evaluate your needs and
to introduce you to additional financial services, we are permitted
to share among these companies information about your transactions,
account history or other experiences with us.
In addition, we may also share within our family of companies non-experience
information. Information received from applications or outside sources
such as credit reporting agencies is considered non-experience information.
Under the Fair Credit Reporting Act, you may advise us that you
do not want us to share this non-experience information within the
ABN AMRO family of companies, by downloading, completing and
mailing the Opt -Out Request Form.
Please allow a reasonable period of time (up to 90 days) for us
to process your request. Whether or not you choose to opt out, we
may share identifying information and information about your transactions
and experiences within the ABN AMRO family of companies. Even
if you choose to opt out, you will continue to receive statements,
statement inserts and other account information, but you may not
receive special offers that could be of value to you from other
affiliates in the ABN AMRO family of companies.
Fair Credit Reporting Act Opt-Out Request Form
To be excluded from non-experience information sharing within
the ABN AMRO family of companies as described above, please
click here for the printable form.
Our privacy standards represent the privacy policy of the affiliates
listed below.
Banks and Holding Companies
ABN AMRO Bank, N.V. - Miami Agency
ABN AMRO Bank, N.V. - New York Branch
ABN AMRO Bank N.V. – Chicago Branch
LaSalle Bank Corporation
LaSalle Bank National Association
LaSalle Bank Midwest National Association
Financial Services
Lasalle Financial Services, Inc.
ABN AMRO Insurance Services
Lasalle Financial Services
Lasalle Insurance Services
Wealth Management Securities Services
Chicago Deferred Exchange Corporation
Lasalle Funding LLC
Lasalle NAtional Leasing
LaSalle Healthcare Administrative Services LLC
Additional affiliates with whom we may share information:
ABN AMRO Asset Management Holdings, Inc.
Please also read our Online Privacy
Policy which outlines our privacy practices for our Web site
users.
|
|
